This loan allows you to borrow money for any worthwhile purpose, even if your house has no equity. Borrow up to $15,000 for college tuition, home improvements, and even debt consolidation.

Features include:
- Special low fixed interest rate
- 100% financing
- Fast loan approval
- Applies to 1-4 family, owner-occupied properties
- Household income limitations
- Available to homeowners in Bergen, Essex, Morris, Passaic and Union counties


The following household income guidelines:
- Borrowers in Bergen County must have a household income of less than $47,600
- Borrowers in Essex County must have a household income of less than $66,560
- Borrowers in Morris County must have a household income of less than$66,560
- Borrowers in Passaic County must have a household income of less than $47,600
- Borrowers in Union County must have a household income of less than $66,560