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Rates as of 05/01/2009
s
s s s s
Loan Type
Points
Interest Rate
APR
Monthly Cost Per $1000 Borrowed
Information
Apply Now
Download Application
30 Year Fixed
0.00
6.750%
6.825%
$6.49
Loans Up To
$750,00
1
1
20 Year Fixed
0.00
6.375%
6.471%
$7.38
Loans Up To
$750,000
1
1
15 Year Fixed
0.00
5.250%
5.366%
$8.04

Loans Up To
$750,000
1
1
10 Year Fixed
0.00
5.000%
5.165%
$10.61

Loans Up To
$750,000
1
1
Loan Type
Points
Interest Rate
APR
Monthly Cost Per $1000 Borrowed
Information
Apply Now
Download Application
1/1/30 Year ARM
0.00
4.750%
4.357%
$5.22

Loans Up To
$750,000
1
1
3/1/30 Year ARM
0.00
4.875%
4.462%
$5.29

Loans Up To
$750,000
1
1
3/3/30 Year ARM
0.00
5.125%
5.002%
$5.44

Loans Up To
$750,000
1
1
5/1/30 Year ARM
0.00
4.875%
4.546%
$5.29

Loans Up To
$750,000
1
1
5/5/30 Year ARM
0.00
5.125%
5.348%
$5.44

Loans Up To
$750,000
1
1
7/1/30 Year ARM
0.00
5.125%
4.745%
$5.44

Loans Up To
$750,000
1
1
10/1/30 Year ARM
0.00
6.750%
6.363%
$6.49

Loans Up To
$750,000
1
1
 

 

Investment ARM-CAP 3% per Adjustment, 6% Lifetime CAP - 3.75 Margin. 5/5/30 and 3/3/05 ARMS - Investment - ARM-CAP 3% per Adjustment , 6% Lifetime CAP - 3.50% Margin. Above rates, APRs and terms apply to 1-4 family investment contract sales and refinance loan amounts up to $750,000 for properties throughout New Jersey. Rates and fees are subject to change without notice. Application fee of $540 for 1 family, $640 for 2-4 family homes and $560 for condo's and PUD's. Attorney review fee is $250. All ARM product rates are subject to change after closing.

Equal Housing Lender | Member FDIC | Spencer Savings Bank | Subject property must be in New Jersey