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  Holiday Closing
Spencer Savings Bank will be closing at 3:00pm on December 24th and closed on December 25th in observance of Christmas Day. Read Full Message

For your convenience, account information can also be accessed 24/7 through our online banking, mobile banking and telephone banking platforms.

Be on the Cutting Edge

Find all of the business banking services you need to succeed in Spencer Savings Bank’s BusinessEdge® suite. Whether you’re a business owner using these tools yourself or a professional service provider looking for more ways to assist your clients, Spencer is here to help you stay ahead of the competition.

Smarter Cash Management

Our enhanced suite of digital services is tailored to your business needs.

  • ACH Originations
  • Online Wire Transfers
  • Remote Deposit Capture
  • EDI Reporting
  • Positive Pay/Account Reconciliation
  • Sweep Accounts

Quick. Fast. Loans.

Our lending team moves at the speed of business to help you access funding, with competitive loan rates and no red tape.

  • BusinessEdge® Loans Up To $250,000*
  • No Financials Required Below $75,000*
  • Commercial Loans Up To $7.5MM*
  • Flexible Terms Available
  • Local Decision-Making

INQUIRE ONLINE

Learn More

Move your business forward with Spencer. Speak with a business specialist today and ask for a Free Competitive Price Analysis. Call 1-800-363-8115.

 

*Loans are subject to credit approval.