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  Holiday Closing
Spencer Savings Bank will be closed November 28th in observance of Thanksgiving Day. For your convenience, account information can also be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Welcoming Gateway Regional Chamber of Commerce Members!

Reach New Heights with a Business Loan from Spencer

We’re committed to helping your business reach its fullest potential fast. Whether you’re a small or large business owner, our team of business lending experts are here to provide tailored solutions that will accelerate your business growth. Find the right loan or line of credit with Spencer today to take your business to the next level.

BusinessEdge Line of Credit or Loans:

  • Amounts up to $300,00
  • Simplified Application
  • Local Decision Making

Commercial & Industrial Loans:

  • Owner-Occupied Mortgages
  • Lines of Credit
  • Term Loans

Plus, add our Cash Management suite to safeguard and streamline your finances:

  • ACH Originations
  • Remote Deposit Capture
  • Positive Pay/Account Rec/ACH Filters
  • Online Wire Transfers
  • EDI Reporting
  • Remote Official Check Printing
Contact Us Today!

Carmen Rivera

VP & Business Community Development Officer 1-973-908-2380

Juan Oelofse

SVP & Director of C&I Lending 1-201-703-3817