Important Notice
Javascript must be enabled to view this website, please enable Javascript and reopen our website.
Skip to main content
  Holiday Closing
Spencer Savings Bank will be closing at 3:00pm on December 24th and closed on December 25th in observance of Christmas Day. Read Full Message

For your convenience, account information can also be accessed 24/7 through our online banking, mobile banking and telephone banking platforms.

Capital Is the Key to Real Estate Investing

Whether you’re a seasoned investor or first-time borrower, Spencer has an investment property loan that can help you achieve your financial goals. Real estate investing in the New Jersey and New York region can be extremely profitable and rewarding, especially when you have ample and reliable funding.

Why Choose Spencer for Investment Property Loans?

  • Residential Loan Amounts up to $3 Million
  • 30-Year Term Option Available
  • 1-4 Family Properties (Including Mixed Use)
  • Fixed or Variable Monthly Payments
  • Ability to Finance Multiple Properties

These long-term loans are ideal for borrowers who want to purchase a property specifically for the purpose of generating profit through rental income or, 1031 exchange transactions. Speak with a lending specialist today!

All loans subject to credit approval.

Inquire Now

Capital Is the Key to Real Estate Investing

Contact Us Today

Jim Harilaou

Mortgage Sales Representative
NMLS# 519891
1-201-703-3800 ext. 8336