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  Holiday Closing
Spencer Savings Bank will be closed November 28th in observance of Thanksgiving Day. For your convenience, account information can also be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

ACH Originations

Our ACH Origination service moves your payables and receivables to the right bank accounts electronically with just a few clicks. It’s a cost-effective solution that increases efficiency and control while lowering your operating expenses.

  • Payroll Direct Deposit
  • Make payments to vendors
  • Collect payments from customers
  • Collect donations
  • Create templates
BENEFITS/SELLING POINTS
Savings Low-cost alternative to paper checks and wire transfers. Eliminates the physical cashing of payroll checks.
Security Reduces the risks associated with mailing checks that can be stolen, lost or altered.
Reliability Ensures funds will be available to employees on payday.
Convenience Reduces the need to visit the bank for manual deposit processing. Accommodates prompt payroll accessibility.

Get Started Today 

Visit your local Financial Center, or call us at 1-800-363-8115!