Important Notice
Javascript must be enabled to view this website, please enable Javascript and reopen our website.
Skip to main content
  Holiday Closing
Spencer Savings Bank will be closed November 28th in observance of Thanksgiving Day. For your convenience, account information can also be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Positive Pay/Account Rec/ACH Filters

Positive Pay offers a suite of fraud mitigation services designed to secure your banking relationship. This product uses cutting edge technology for record keeping and fraud prevention to provide businesses with an efficient way to handle account reconciliations, while protecting businesses from check fraud.

  • Obtain readily available data for checking account reconciliation
  • Detect early errors by listing suspected fraudulent transaction for review
  • Block ACH debits and/or credits from posting to your checking account
  • Spend less time manually reconciling accounts and more time growing your business
BENEFITS
Savings Decreases operational costs and time spent reconciling bank statements.
Safety Significantly reduces the risk of fraud by preventing unauthorized paper checks or ACH transactions from posting to the account.

Get Started Today 

Visit your local Financial Center, or call us at 1-800-363-8115!