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  Holiday Closing
Spencer Savings Bank will be closed November 28th in observance of Thanksgiving Day. For your convenience, account information can also be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Beneficial Ownership Information

Beneficial Ownership Information

Beginning January 1, 2024, there are new federal reporting requirements for select small businesses. Many companies in the U.S. will have to report information about their beneficial owners (i.e. individuals who own or control the company). This information will be reported to the Financial Crimes Enforcement Network (FinCEN), a bureau of the The U.S. Department of the Treasury. Beneficial ownership reporting is a requirement of the Corporate Transparency Act of 2021.
View FinCEN’s website to learn more.