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  Holiday Closing
Spencer Savings Bank will be closed November 28th in observance of Thanksgiving Day. For your convenience, account information can also be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Executive Team

Sergio Musacchio
SVP and Director of Small Business Finance

Employed by Spencer Savings Bank Since: 2023
Employed in Industry Since: 1999

Outline of Responsibilities / Areas of Expertise / Memberships

Oversees the bank’s Small Business Lending division which implements new small business lending and deposit products while ensuring the bank’s strong credit culture is maintained.

Leads and oversees the department’s business strategy, lending sales production, strong client experience and team development.

Almost 25 years of experience in the financial services industry specializing in business banking and commercial banking.

Areas of expertise include Middle Market Lending, Commercial Lending and Small Business Lending.