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  Holiday Closing
Spencer Savings Bank will be closed November 28th in observance of Thanksgiving Day. For your convenience, account information can also be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Get a Line of Credit for Your Firm, Fast

Propel your practice forward and better serve your clients with local lending from Spencer. Now, CPAs and attorneys can take advantage of a great rate and expedited application on a Spencer Line of Credit.

The Spencer Difference

  • Fast, Local Decisions
  • Experienced Team
  • One-Page Application
  • Limited Verification Requirements
  • Expedited Approvals

 

Inquire Online

Get a Line of Credit for Your Firm, Fast

Ready to Get Started?

Call 1-800-363-8115 or fill out our quick inquiry form to speak with a business banking specialist.

 

*APR=Annual Percentage Rate. Line of Credit rate is based on the business deposit account relationship of the borrower as well as the Prime Rate as published on the last business day of the month in the Wall Street Journal minus 1% with a Floor Rate of 3.00%. As of 8/01/2020 the Prime Rate was 3.25% resulting in a promotional rate of 3.00%. To qualify for this promotion, customer must maintain an active primary operating account with Spencer for their practice and have monthly loan payments auto-deducted from this checking account. For Line of Credit amounts of $250,000 or below, standard pricing will apply which is the current Prime Rate. Line of Credit offers are subject to credit approval. Rates and terms are subject to change without notice. Other rates and terms available for borrowers that do not qualify for these promotional offers.