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  Holiday Closing
Spencer Savings Bank will be closed November 28th in observance of Thanksgiving Day. For your convenience, account information can also be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Home Finance

Whether you’re in the market for a new home, want to refinance your current home loan, or are looking to borrow against the equity in your home, our Home Finance team at Spencer has all of your home lending needs covered. We offer a variety of Home Equity Loans to support your personal or current home improvement needs, while our Mortgage professionals will help identify the loan that fits your borrowing needs from first time home buyers to current homeowners looking for refinance options. Get started today by clicking one of the links below!

Home Equity Rates

Home Equity Loan Info

Home Equity Online Application

Mortgage Rates

Morgage Loan Info

Morgage Online Application

Contact Us Today

Jim Harilaou

Mortgage Sales Representative
NMLS# 519891
1-201-703-3800 ext. 8336