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  Holiday Closing
Spencer Savings Bank will be closed November 28th in observance of Thanksgiving Day. For your convenience, account information can also be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Kasasa Monthly Qualification Cycle

Cycle Date Information – The following dates apply to your Kasasa Cash Back and/or Kasasa Cash account. Our Monthly Qualification Cycle dates are not the same as our Statement Cycle dates. To qualify for your account’s rewards, all of the transactions and activities identified within the Qualification Information section must post and settle to your Kasasa Cash Back and/or Kasasa Cash account within these Monthly Qualification Cycle dates. Please see chart below:

 

Monthly Qualification Cycle Statement Cycle
Month Year Begin End Begin End
October 2024 09/28/2024 10/30/2024 10/01/2024 10/31/2024
November 2024 10/31/2024 11/28/2024 11/01/2024 11/30/2024
December 2024 11/29/2024 12/30/2024 12/01/2024 12/31/2024
January 2025 12/31/2024 01/30/2025 01/01/2025 01/31/2025
February 2025 01/31/2025 02/27/2025 02/01/2025 02/28/2025
March 2025 02/28/2025 03/28/2025 03/01/2025 03/31/2025
April 2025 03/29/2025 04/29/2025 04/01/2025 04/30/2025
May 2025 04/30/2025 05/29/2025 05/01/2025 05/31/2025
June 2025 05/30/2025 06/27/2025 06/01/2025 06/30/2025
July 2025 06/28/2025 07/30/2025 07/01/2025 07/31/2025
August 2025 07/31/2025 08/28/2025 08/01/2025 08/31/2025
September 2025 08/29/2025 09/29/2025 09/01/2025 09/30/2025
October 2025 09/30/2025 10/30/2025 10/01/2025 10/31/2025
November 2025 10/31/2025 11/27/2025 11/01/2025 11/30/2025
December 2025 11/28/2025 12/30/2025 12/01/2025 12/31/2025
January 2026 12/31/2025 01/29/2026 01/01/2026 01/31/2026
February 2026 01/30/2026 02/26/2026 02/01/2026 02/28/2026
March 2026 02/27/2026 03/30/2026 03/01/2026 03/31/2026

 

“Monthly Qualification Cycle” means a period beginning one (1) banking day prior to the first day of the current Statement Cycle through one (1) banking day prior to the last business day of the current Statement Cycle.

“Banking Day” means any business day on which an office of the bank is open to the public for the purpose of carrying out substantially all of its banking functions.

“Business Day” means a calendar day other than a Saturday or Sunday, or January 1, the third Monday in January, the third Monday in February, the last Monday in May, July 4, the first Monday in September, the second Monday in October, November 11, the fourth Thursday in November, or December 25. If January 1, July 4, November 11, or December 25 fall on a Sunday, the next Monday is not a “Business Day”.

“Statement Cycle” means the period of time for which our bank provides a summary of the financial activities and transactions that post and settle to the account holder’s account.