Important Notice
Javascript must be enabled to view this website, please enable Javascript and reopen our website.
Skip to main content
  Holiday Closing
Spencer Savings Bank will be closed November 28th in observance of Thanksgiving Day. For your convenience, account information can also be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Small Business Line of Credit

Give your business access to liquid capital, fast. If you need a large or small business loan, our Small Business Line of Credit delivers powerful benefits, plus rapid decisions to get you what you need more quickly than ever before. Manage your seasonal cash flow and expand your buying power with the working capital you need to reach your goals. With competitive rates and dedicated local service, Spencer works hard to help your business grow with a business line of credit in NJ.

Small Business Line of Credit features:

  • Express Lines – Amounts Up To $100,000
  • Competitive Variable Interest Rates
  • Traditional Lines – $100,001 – $500,000
  • Interest – Only Payments
  • Local Decision Making
  • Streamlined Annual Renewal Process
  • Simplified Application
  • Fast Approval Turnarounds

At Spencer, we work hard on NJ business loans to get your business ahead. So why wait? Count on fast, local decisions from our experienced team of professionals.

Inquire Now

Contact Us Today

Sergio Musacchio

SVP, Director of Commercial & Industrial Lending and Small Business Finance 1-201-703-3827