Important Notice
Javascript must be enabled to view this website, please enable Javascript and reopen our website.
Skip to main content
  Holiday Closing
Spencer Savings Bank will be closed November 28th in observance of Thanksgiving Day. For your convenience, account information can also be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Small Business Term Loan

When you’re ready to invest in your business, it’s wise to work with a bank that’s ready to invest in you with a quality business loan. At Spencer, we get that, which is why we offer Small Business Term Loans. Not only do you get the funds you need to make that critical machinery or equipment purchase, you get our commitment to delivering local decisions faster than ever before – because in business, express matters.

Small Business Term Loan features:

  • Loan Amounts up to $1 Million
  • Fixed Monthly Payments
  • Great for Equipment Purchases
  • Terms up to 5 Years
  • Local Decision Making
  • Simplified Application
  • Fast Approval Turnarounds

With our Small Business Term Loan, you have the power to grow your business. And with rapid-decision making on every application, you don’t have to wait.

Inquire Now

Contact Us Today

Sergio Musacchio

SVP, Director of Commercial & Industrial Lending and Small Business Finance 1-201-703-3827