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  Holiday Closing
Spencer Savings Bank will be closed November 28th in observance of Thanksgiving Day. For your convenience, account information can also be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Cash Reserve

Manage your cash flow better than ever before. With a Small Business Cash Reserve, your business gets powerful overdraft protection for your BusinessEdge® Checking Account. An easy way to power up your short-term purchasing power, it provides the wiggle room you need to act on opportunity in real time. Plus, we deliver local decisions faster than ever before.

Small Business Cash Reserve features:

  • Loan Amounts From $2,000 – $25,000
  • Monthly Interest and Principal Payments
  • Great for Short Term Buying Power
  • Local Decision Making
  • Simplified Application
  • Fast Approval Turnarounds

Make managing your money worry-free. With a Small Business Cash Reserve, you get peace of mind and the support of a local business loan team, fast.

Inquire Now

Contact Us Today

Sergio Musacchio

SVP, Director of Commercial & Industrial Lending and Small Business Finance 1-201-703-3827