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  Holiday Closing
Spencer Savings Bank will be closed November 28th in observance of Thanksgiving Day. For your convenience, account information can also be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

ARM Consumer Handbook & ARM Apps

Consumer Handbook Review

Please review the Consumer Handbook on Adjustable Rate Mortgages now. Once you have viewed the Consumer Handbook, you may choose your application to download.

Choose Your Application