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Financial education starts early in life. Young people who develop good financial habits early in life are much more likely to keep those habits all their lives. If you have young people in your life and under your roof, you have a golden opportunity to change their financial lives for the future. Here are a …
Spencer Savings Bank was pleased to continue its scholarship program this year and award almost $25,000 in scholarships to both high school and middle school students throughout New Jersey. The scholarships will help families in New Jersey pay for their child’s education. Students were selected, by their school, for high academic achievement and community service …
Spencer Savings Bank recently hosted an online school supply drive, collecting and donating about 300 items to Jersey Cares for families in need. The nonprofit works with dozens of schools, children’s shelters and community centers to ensure that children have the basic necessities needed for the start of the school year. Both customers and employees …
Managing cash flow, bill payments, invoicing, and disbursements for your small business during COVID-19 can be made easier with the right cash management and online banking tools. Cash management can be complicated and difficult for a small business, especially during times of crisis. As consumers and businesses face challenges, the need for flexibility is as …
One of the most compelling aspects of the Paycheck Protection Program (PPP), enacted as part of the 2020 CARES (Coronavirus Aid, Relief, and Economic Security) Act, is the potential forgiveness of all or part of the loans designed to maintain small business employment during the height of the pandemic. Payment Protection Plan loans to small …
Due to the pandemic, many Americans are cancelling their vacations this summer and choosing to stay home instead. The loss of your traditional summer vacation may seem like a big deal, but with the right attitude you can learn to make the most of it. You do not have to go far to enjoy your …
Emulating the most successful among us is a smart move in any area of life. In the realm of finances, that means imitating those who enjoy financial security and freedom. As it happens certain habits and approaches to life are very common among well-off people. There is so much we can learn from others who …
Spencer Savings Bank kicked off the start of summer by sponsoring two drive-in movie nights for local community members. Social distancing guidelines were followed with vehicles being spaced accordingly and guests encouraged to wear masks. It was a nostalgic approach to continuing Spencer’s famous movie night series, with an emphasis on safety. The smaller crowd …
Spencer Savings Bank is pleased to announce the promotion of Anthony Niciejewski to the position of Vice President, Market Manager. In his new role, Niciejewski will lead the overall success of the bank’s Essex and Morris county teams – specifically in the Lyndhurst, Nutley, North Caldwell and Parsippany locations. He will continue to develop these …
He was built like an Offensive Lineman, stood 6’4” and was a recipient of the Silver Star for heroism in Vietnam. This was one tough Marine. After two overseas deployments and almost four years with 2nd Marine Division as a Platoon Commander, I was leaving Active Duty in less than 12 months. I received a set …