8 Tips for Protecting Yourself Online

Protecting Yourself Online

Every year, millions of consumers fall victim to cybercrime. According to the 2018 Norton Cyber Security Insights Report, 152 million U.S. consumers were victims of cybercrime – more than half of the country’s adult online population – with losses totaling over $11.5 billion. Spencer Savings Bank recommends the following tips to help keep your information …

Spencer Partners With Habitat for Humanity – Donates $6,500

Habitat for Humanity

Spencer Savings Bank recently partnered with Habitat for Humanity to help provide a “Hand Up” to community members looking to achieve their home ownership dreams. The organization is dedicated to improving the lives and communities by providing decent and affordable homes for hard-working families. The bank made a $6,500 donation to the Paterson, Bergen, Morris, …

That’s A Wrap On “Movies Under The Stars”

Elmwood Park Movie Night Staff

That’s a wrap on Spencer’s “Movies Under The Stars” summer series! Spencer Savings Bank celebrated summer by partnering with various community organizations to host fun, free movie nights for families in local communities. The bank sponsored the events, which in total drew more than 1,500 attendees, taking place in Elmwood Park, Lodi, Westfield, Garfield and …

Relationship Banking At Its Finest!

Juan Oelefse

Juan Oelofse, Senior Vice President & Director of Commercial and Industrial Lending at Spencer Savings Bank, recently explained how a local, community approach to banking best serves both business and personal customers alike. The Spencer touch, exemplifying relationship banking at its finest, really goes a long way in producing strong advocates in the industry for the bank. Please …

President’s Letter: Fall 2019

Spencer Knows Small Business As a business owner, we know you’re pressed for time. We also know that your business is your baby. And, just like you wouldn’t leave your child in the hands of anyone, your business follows those same requirements. Similar to raising a child, you’ll need a solid support system. At Spencer, …

The Business Benefits of Customer Analysis

do you know your customers?

From the smallest convenience store to the biggest factory, every business has one thing in common: without a steady stream of happy satisfied customers, no business can survive for long. If you want to build a great brand and grow your business, you need to focus on the needs of your customers. But determining what …

The Importance of Financial Planning for All Stages of Your Life

Financial Planning Checklist

Financial planning can seem like a complicated, and sometimes intimidating subject. Many people think that financial planning is just for the wealthy, or that financial planners are reluctant to work with those of lesser means. While this is true of some financial planners, it is far from the norm. The fact is that financial planning …

Spencer Helps Bring Hope To Veterans – Donates $10,000 to Community Hope

Community Hope

Spencer Savings Bank continues to help bring hope to veterans with a recent $10,000 donation to Community Hope, the leading non-profit in New Jersey serving veterans and at-risk veteran families. The organization helps both veterans and individuals overcome mental illness, addiction, homelessness and poverty by providing housing and a variety of support services. Members of …

Spencer Savings Bank Supports Community Access Unlimited Housing Efforts

SSB Supports CAU Housing

New Jersey is among the most expensive states in the country for renters, with the median rent price reaching $1,284 in 2017, according to the Census ACS survey. Community Access Unlimited assists people with special needs with affordable, accessible housing. Last week, CAU accepted a $3,000 grant from Spencer Savings Bank that will support its …

President’s Letter: Summer 2019

Greetings Spencer Family, There has been a lot of exciting news lately at Spencer! I’m proud to announce that we’ve had the opportunity to promote over 30 employees, these last few months. We’re restructuring, growing and thriving. Growth and change is always good, and needed, to keep up with the times. Please join us in …