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If you longed to get away this summer but simply couldn’t afford it, you are not alone. The price of travel has risen sharply in recent years with higher airfares, more expensive hotel rooms and increased prices for fuel and ground transportation. However, there are still plenty of ways to save money no matter what …
August is National Back To School month. A time when summer starts to wind down and parents, teachers, schools and students get ready for a season of education. Many parents will be sending their children off to college. As you know, college students often live on a tight budget. Take these last few weeks to …
Spencer Savings Bank recently hosted a school supply drive to support the Center For Food Action in Saddle Brook. For almost a month, the bank collected school supplies for local children, including binders, pencils, notebooks, backpacks and more. Spencer employees recently visited the center to drop off the supplies and meet with some of the …
Spencer was excited to recently be honored with the Editor’s Choice Award for Community Commitment by cardrates.com. It’s always nice to be recognized for the work you do! We thank them for the kind words and for acknowledging our strong commitment to helping New Jersey communities thrive! Please click here to view the article.
If you feel like you are struggling with debt, you’re not alone. You have likely heard that you should try to consolidate your debt. Debt consolidation is a financial strategy that merges multiple bills into a single debt to reduce interest payments and save you money. The option that best suits your needs will depend …
In July we celebrate our nation’s independence. Independence is a great thing to celebrate and fight for. This month, we examine how financial independence can be something you declare! The secret to financial freedom is sound wealth creation strategies: maximizing your assets, decreasing your liabilities, and making your main priority to get debt free. Your …
Spencer Savings Bank is pleased to welcome its newest member to the leadership team, Juan H. Oelofse, as Senior Vice President and Director of Commercial and Industrial Lending. Oelofse will be responsible for managing and directing the activities of the bank’s Commercial & Industrial Lending department which specializes in financing business working capital needs, owner-occupied …
Spencer Savings Bank recently awarded $25,000 in scholarships to high school and middle school students from 33 local schools in Bergen, Passaic, Union, Mercer, Morris and Essex counties. The awards were distributed at the bank’s annual scholarship ceremony on June 26, 2019. To date over $400,000 has been awarded, since the program first started in …
As a real estate investor, a vacant property means you’re losing money. But the downtime between tenants can serve a valuable purpose. If you use it to keep your property in top condition, you’ll find new tenants more quickly and therefore keep your vacancy losses to a minimum. Here are seven things that should be …
Jose B. Guerrero, Chairman, President and CEO of Spencer Savings Bank, was recently honored as the Grand Marshal of the 2019 Garfield Memorial Day Parade. A team of Spencer employees, family and friends came out to celebrate, remember and honor those who served our great nation. “Mr. Guerrero’s contributions to our community in his many …