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Money Market Accounts

At Spencer Savings Bank, our Money Market Accounts are designed to help you grow your savings while enjoying flexible access to your funds. Whether you’re saving for a specific goal or building a financial cushion for unexpected expenses, our Money Market Accounts offer a range of benefits to suit your needs.

Why Choose a Money Market Account?

  • Higher Interest Rates: Earn more on your savings with our tiered interest rates, surpassing the yields of traditional savings accounts.
  • Flexible Access: Enjoy the convenience of check access, combining the benefits of a checking and savings account.
  • Ideal for Savers: Whether you’re a more aggressive saver or looking for a balanced approach, our Money Market Accounts are perfect for maximizing your return on larger balances.

It’s your money—why not let it work harder for you? Choose a Money Market Account from Spencer Savings Bank and start enjoying the benefits of smarter saving today!

Money Market

Checking Accounts Interest Opening Deposit Monthly Service Charge Account Features*
E-Money Market Today’s Rates $500 $5
How to Waive
  • Visa Debit Card
  • Spencer Online
  • QUICKBanking
Premium Money Market Today’s Rates $100 $15
How to Waive
  • Visa Debit Card
  • Spencer Online
  • QUICKBanking

Open Your Account Today

Visit your local Financial Center, or call us at 1-800-363-8115 today!