Kasasa Cash Back Checking

*If Kasasa Cash Back Checking account qualification requirements are met, the following will apply: (a) account holder will earn 5% cash back ($10 max per month) on debit card purchases that post and clear your account within one statement cycle and (b) nationwide ATM fees up to $25 monthly will be refunded. If you do not meet the qualification requirements for a statement cycle, your account will still function as a checking account; however, it will not receive cash back nor will ATM fees be refunded. No minimum account balance required, however, you must deposit a minimum of $100 to open this account. Available to personal account holders only. Rewards are variable and may change after account is opened. Kasasa Cash Back Checking is a non-interest bearing account. To earn 5% cash back and ATM fee refunds, per statement cycle you must: (a) conduct 12 debit card transactions; (b) have one direct deposit or one automatic ACH debit; (c) establish and maintain a Spencer Online Banking relationship; and (d) elect to receive your monthly account statement electronically via Online Banking. ATM transactions do not qualify as debit card transactions. Cash back payments will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Available to individuals who are primary residents of NJ and currently living in NJ or former NJM Bank customers who currently maintain an existing deposit account and who are primary residents of and live in Bucks County, PA. Kasasa Cash and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A. Click here for monthly qualification cycle information.