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  Holiday Closing
Spencer Savings Bank will be closing at 3:00pm on December 24th and closed on December 25th in observance of Christmas Day. Read Full Message

For your convenience, account information can also be accessed 24/7 through our online banking, mobile banking and telephone banking platforms.

Spencer Gold Checking

This personal checking account is perfect for anyone 55 years of age or older that wants all the advantages of our Spencer Checking account with the ability to earn interest and more. Enjoy the benefits of free basic style checks, discounts on safe deposit boxes and premium CD pricing.

Spencer Gold Checking features:

  • $100 Minimum Opening Deposit
  • $100 Daily Minimum Balance to Earn Interest
  • Free Online Banking
  • Monthly eStatements
  • Free Bill Pay
  • Free ATM/Visa® Debit Card
  • Free Basic Style Checks*
  • Safe Deposit Box (10% Discount)
  • Premium CD Pricing (+0.10%)

*Customer will be charged for delivery of checks.

Open Your Account Today

Visit your local Financial Center, or call us at 1-800-363-8115 today!