Hours
Lobby
Mon – Thurs
9:00AM – 5:00PM
Fri
9:00AM – 6:00PM
Sat
9:00AM – 1:00PM
Drive-Up
Mon – Thurs
9:00AM – 5:00PM
Fri
9:00AM – 6:00PM
Sat
9:00AM – 1:00PM
Teller Interactive Machines
Mon – Fri
8:00AM – 8:00PM
Sat
8:00AM – 2:00PM
At Spencer Savings Bank in Edison, NJ, we’re more than just a bank—we’re your trusted community partner. Conveniently located at 3900 Park Avenue, our Edison financial center provides a full range of personal and business banking services tailored to meet the needs of local residents and businesses. Whether you’re looking for a reliable bank in Edison, NJ to manage your finances or seeking a trusted mortgage lender, Spencer Savings Bank has you covered.
Features of this Financial Center
- Conveniently located at 3900 Park Avenue, Edison, NJ, offering comprehensive personal and business banking services.
- Specialized services include personal banking, business loans, commercial real estate financing, and consumer home finance.
- Full-service community bank with over 130 years of experience, 27 branches across New Jersey, and a commitment to local growth.
- Offers a range of new technologies such as the Teller Interactive Machine (TIM). With TIM, our customers can talk to a teller through a video monitor right from our Customer Service Center located in Elmwood Park, N.J. Our Teller Interactive Machines are available, Mon – Fri: 8:00AM – 8:00PM & Sat: 8:00AM – 2:00PM
Your Local Bank in Edison, NJ
For over a century, Spencer Savings Bank has been a pillar in New Jersey’s financial landscape, offering reliable and customer-focused banking services. Our Edison location is no exception. Situated at 3900 Park Avenue, it provides easy access for residents and businesses alike, with drive-up services and wheelchair-accessible facilities. At Spencer, we combine modern banking conveniences with personalized service, ensuring that our customers have everything they need to achieve their financial goals.
Comprehensive Personal Banking Services
Checking Accounts
Our Edison branch offers various checking account options designed to fit different lifestyles. Whether you need a basic account for everyday transactions or an interest-bearing option, Spencer Savings Bank has the right solution. All our checking accounts come with online banking, making it easier for you to manage your money anytime, anywhere.
Savings Accounts and CDs
Saving for the future is easy with Spencer Savings Bank. We offer competitive interest rates on savings accounts and Certificates of Deposit (CDs) to help you grow your savings securely. Our Edison branch team is ready to assist you in selecting the best account to match your financial needs.
Tailored Business Banking Solutions
Business Checking Accounts
For businesses in Edison, NJ, Spencer Savings Bank provides robust business checking accounts with features that help streamline financial management. Whether you’re a small business owner or managing a larger enterprise, our accounts offer flexibility, security, and convenience.
Business and Commercial Loans
Expanding your business or financing new projects is possible with our comprehensive business loan options. We offer competitive rates and flexible terms, ensuring that your business has the financial support it needs to grow. Our commercial loans are ideal for large-scale projects, including real estate investments and capital improvements.
Online and Mobile Banking: Banking at Your Fingertips
Convenience and Accessibility
Spencer Savings Bank in Edison makes banking easier with our advanced online and mobile banking platforms. Manage your accounts, pay bills, and even deposit checks from your smartphone—all from the comfort of your home or office.
Real-Time Account Management
Keep track of your finances with real-time access to your account balances and transaction history. Our secure online and mobile banking platforms ensure that you can manage your money whenever and wherever you need.
Online Banking Security
We prioritize your security with industry-leading encryption and safety measures, so you can bank with confidence. Follow our best practices for safe online banking to ensure your information remains protected.
Community Banking Initiatives
Spencer Savings Bank is deeply committed to the communities we serve. In Edison, we support local businesses and participate in community events, fostering economic growth and enhancing the quality of life for residents. Our local presence is more than just providing banking services—we aim to be an active and positive force in the community.
Comparing Banking Options
Fees and Interest Rates
When it comes to fees and interest rates, Spencer Savings Bank offers competitive options designed to help you save more and pay less. Compare our offerings with other local banks, and you’ll see why so many Edison residents and businesses choose Spencer Savings Bank.
Customer Service and Support
At Spencer Savings Bank, exceptional customer service is our hallmark. Our Edison branch staff is always ready to assist, whether you’re opening a new account, applying for a loan, or need help with online banking.
Frequently Asked Questions
Spencer Savings Bank operates 27 branches throughout New Jersey, including our convenient location in Edison, NJ.
Banking with Spencer in Edison means you get personalized service, modern banking conveniences, and a strong commitment to the local community.
We offer a variety of business banking solutions, including loans, checking accounts, and commercial real estate financing, tailored to help local businesses thrive.
Our online and mobile banking platforms allow you to manage your accounts, pay bills, and deposit checks securely and conveniently from anywhere.
With TIM (Teller Interactive Machine), our customers can talk to a teller through a video monitor right from our Customer Service Center located in Elmwood Park, N.J. The teller on the screen will remotely control the machine and all of its functions. This will allow faster service since the teller does not have to physically count the cash. TIM works like any other ATM, unless the customer requests to interact directly with a teller and can process various types of transactions such as cash withdrawals, cash and check deposits, check cashing, loan payments, account transfers and customer service inquiries.
Visit Us Today
Located at 3900 Park Avenue, Edison, NJ, our Spencer Savings Bank branch is here to serve your financial needs.
Visit us today or explore our services online. For directions, click here. Have questions? Contact us at EdisonFC@spencersavings.com.