Portraits of 4 men from the Commercial and Industrial Lending Team at Spencer Savings Bank.

Spencer Savings Bank, one of New Jersey’s leading community banks, is pleased to announce the addition of four new lenders in the commercial banking lending division – Carlos Carvajal, Eric Wong, Robert Ross and Joseph Arnone. The lenders will be responsible for driving the growth of the bank’s commercial lending portfolio with business development initiatives. The expansion of the team will help meet client growing demand for commercial lending that combines exceptional banking products with personalized, superior client service.

Carlos Carvajal joins the team as Vice President, Commercial Real Estate Lending Client Manager. Carvajal is a seasoned banking professional with almost 30 years of commercial banking experience in the financial services industry. He has held a variety of senior leadership roles in the financial services industry at various multinational, national and regional banks in the tri-state area. Prior to joining Spencer, he held the title of VP, Commercial Real Estate Lending Portfolio Manager at a multinational bank in NYC. He is committed to fostering strong client relationships with a special focus on ground-up construction loans.

Eric Wong joins the team as Vice President, Commercial and Industrial Lending Relationship Manager. Wong has more than 35 years of experience in commercial banking. Prior to joining Spencer, he held various leadership positions at national, regional and community banks. Most recently he held the position of Senior Vice President and Senior Relationship Manager at a community bank. Wong has proven expertise in business development and relationship management. He has a strong track record in new business acquisitions and delivering exceptional financial solutions to clients.

Joseph Arnone joins the team as Vice President, Commercial and Industrial Lending Relationship Manager. Arnone has almost 20 years of experience in business banking. He is a results-driven lender with extensive experience in commercial banking, business development and relationship management. He is adept at building and maintaining strong relationships with business clients – providing tailored financial solutions and delivering exceptional customer service. Arnone has held various leadership positions at national and regional banks in the tri-state area. Most recently he was a Senior Business Banking Relationship Manager and Vice President at a national bank in New York.

Robert Ross joins the team as Vice President, Commercial and Industrial Lending Relationship Manager. Ross has a strong background with over 20 years of experience in commercial banking helping businesses grow. He has held a variety of senior leadership roles in the financial services industry at various national, regional and community banks. Most recently, he was a Vice President, Senior Relationship Manager at a national bank. He is committed to client excellence and helping business grow and thrive.

“We are pleased to welcome Carlos, Eric, Robert and Joseph to Spencer! We look forward to the many contributions they will make to the Commercial Banking team and the exceptional value they will provide our clients,” stated Michael Claisse, Executive Vice President and Chief Lending Officer. “At Spencer, we continue to invest in strong commercial lending professionals who bring extensive industry knowledge and a shared commitment to exceeding client expectations. Together, we will continue to support the lending needs of real estate owners and developers in the tri-state area – and help businesses all over New Jersey grow and thrive!”

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